Hey, I’m Mitchell Williams, the founder of Williams Mortgages.
My goal is to make your home-buying journey faster, easier, and far less stressful. I started out in banking, where I spent four years helping people with everything from personal banking to business and agri lending. This experience gave me a solid understanding of the lending process and how to support people through it with clarity and care.
I’ve been a mortgage adviser for the past three years, helping Kiwis into homes. I focus on giving honest, straightforward advice and acting quickly to keep things moving. Your time is important, and so is having someone you can rely on.
Whether you are just starting to think about buying or you are ready to take the next step, I am here to help you make it happen.
Trusted to handle the big stuff
Helping those from Cape Reinga to Invercargill
We're recommended because we care
The bank pays us commission, based on how much lending we assist with. Due to this, our services are free, unless we advise otherwise. Some instances like second tier lending or small top ups may require a fee to be charged, but this is communicated in advance, so there are never any hidden surprises. 99% of the time it is completely free.
Any information we gather is held securely in our CRM system and any documents we hold are secured safely in our computer, guarded by anti virus software. Our privacy policy talks about this in more detail, but you can be safe in the knowledge that your data is secured.
This is done in three steps. First, we meet up in person or via video and complete a loan application together and discuss what your intentions are. Secondly, you send me the documents we require and I complete my analysis and present you with options. The final step is I apply to whichever lender you choose. The banks will take anywhere from 1 to 3 weeks to process an application and, hopefully, provide an approval.
You certainly can! I have been an adviser for over 4.5 years and prior to this, worked at BNZ for 4 years. Whilst at BNZ I was part of the small business team, agriculture team, credit team and customer relief team. This meant I was able to build a skill set that covered all parts of lending and in customer facing and non-customer facing roles. These skills have been utilised to support customers all across NZ with home lending. Whilst home lending is my specialty, I assist customers with business and agri lending as well.